How partnering with the world’s most trusted payment infrastructure makes cross-border affiliate payments feel local

Picture this: You’re an affiliate marketer in Bangkok who just drove a sale for a US merchant. In the old world of affiliate marketing, you’d wait 30-60 days for payment, pay hefty wire transfer fees, lose money on poor exchange rates, and maybe—just maybe—receive your commission in USD that you’d need to convert again.

With ReferZone, powered by Stripe, you get paid in Thai Baht, directly to your local bank account, in just 3-5 business days, with transparent exchange rates and zero fees for receiving payments.

This isn’t the future of affiliate payments. It’s happening right now.

The Global Payment Problem We’re Solving

Traditional affiliate networks treat international payments like an afterthought. They were built in an era when “global” meant having separate systems for the US and “everyone else.” The result? A fragmented, frustrating experience that punishes affiliates for being successful across borders.

We built ReferZone differently. From day one, we knew that great affiliates come from everywhere—Brazilian influencers, German bloggers, Indian YouTube creators, Australian TikTokers. They all deserve to get paid quickly, securely, and in their own currency.

That’s why we chose Stripe.

Why Stripe? Because Your Money Deserves the Best

When we evaluated payment partners, the choice was clear. Stripe processes hundreds of billions of dollars annually for companies like Amazon, Google, and Shopify. They’ve spent over a decade perfecting international payments, and we’re bringing that same enterprise-grade infrastructure to every ReferZone user.

Here’s what this means for you:

1. True Local Currency Support

We don’t just convert USD at the last minute. Through Stripe, ReferZone supports 100+ currencies natively. When you set up your account, you choose your preferred currency, and that’s how you’ll see your earnings, receive your payments, and plan your finances. No mental math required.

Your dashboard shows earnings in your currency. Your invoices are in your currency. Your bank receives your currency. It’s that simple.

2. Local Payment Methods That Actually Work

Stripe doesn’t just do bank transfers. They’ve integrated with local payment networks worldwide:

• United States: ACH transfers (2-3 days) or instant debit card transfers
• Europe: SEPA transfers that arrive in 1-2 business days
• United Kingdom: Faster Payments that often arrive within hours
• Brazil: PIX instant payments
• India: UPI and IMPS for quick local transfers
• Australia: BECS direct entry
• Canada: EFT processing
• Singapore: FAST transfers

This isn’t a generic SWIFT transfer that takes weeks and costs $45. This is your money, moving through your country’s own payment rails, arriving how you expect it to arrive.

3. Exchange Rates That Don’t Rob You

Let’s talk about the elephant in the room: exchange rates. Traditional networks often mark up exchange rates by 3-4%, hiding this fee in the conversion. A $1,000 commission could lose $40 just in hidden exchange rate markups.

Stripe uses mid-market exchange rates—the same rates you see on Google. These rates update in real-time, and you can see exactly what rate you’re getting before you request a payout. No surprises. No hidden fees. Just transparent, fair conversion.

4. Bank-Grade Security Without Bank-Level Hassle

Stripe is PCI DSS Level 1 certified—the highest level of payment security certification available. They handle security for millions of businesses worldwide, and they’ve never had a major breach. Your payment information is encrypted, tokenized, and protected by the same systems that safeguard payments for the world’s largest companies.

But here’s the beautiful part: all this security is invisible to you. No complicated verification processes. No endless documentation. No separate logins for payment systems. Just connect your bank account once, and you’re done.

The Speed Difference Is Game-Changing

Let’s compare payment timelines:

Traditional Affiliate Networks:

• Day 1-30: Waiting period
• Day 31-45: Processing period
• Day 46-50: Wire transfer initiated
• Day 51-60: Funds arrive (hopefully)
• Day 61+: Currency conversion at your bank

ReferZone with Stripe:

• Day 1: Commission earned
• Day 2-3: Payout processed
• Day 3-7: Money in your account (varies by country)
• That’s it. You’re done.

For many affiliates, this speed difference means being able to reinvest in ads faster, pay bills on time, and grow their business without taking loans to cover cash flow gaps.

No Minimum Payout Discrimination

Traditional networks often set higher minimum payouts for international affiliates—sometimes $200 or more—because international wires are expensive. This discriminates against smaller affiliates and those in countries with lower costs of living.

ReferZone’s minimums are fair and consistent:

• $50 USD 

These low minimums are possible because Stripe’s local payment methods don’t carry the high fixed costs of international wires. We can afford to pay you fairly because Stripe makes it affordable for us to do so.

Setting Up Payments Takes Less Than 60 Seconds

Here’s the entire payment setup process:

1. Click “Payment Settings” in your dashboard
2. Select your country and currency
3. Connect your bank account through Stripe’s secure flow
4. Verify your identity (usually instant)
5. Done

No test deposits. No waiting for verification codes in the mail. No separate payment provider accounts. Stripe handles everything in one smooth flow.

What About Taxes? We’ve Got You Covered

We generate W9 for all US-based affiliates.

The Trust Factor: Why Stripe’s Reputation Matters

When you’re dealing with money across borders, trust is everything. Stripe processes payments for:

• Millions of businesses worldwide
• Tech giants like Google, Amazon, and Microsoft
• Major retailers like Target and Walmart
• Leading platforms like Shopify, Kickstarter, and Lyft

When you get paid through ReferZone via Stripe, you’re using the same infrastructure these companies trust with billions of dollars. Your $50 commission gets the same security and reliability as a million-dollar enterprise transaction.

Looking Forward: The Future of Affiliate Payments

Stripe continuously expands their global reach. Last year alone, they added support for 12 new countries and multiple new payment methods. As Stripe grows, so does ReferZone’s ability to pay affiliates anywhere in the world.

We’re also working with Stripe on exciting new features:

• Instant payouts in more countries
• Cryptocurrency payment options (coming soon)
• Mobile wallet integrations
• Enhanced real-time reporting

The Bottom Line: Your Success Shouldn’t Have Borders

Geography shouldn’t determine your earning potential. A great affiliate in the Philippines deserves the same payment experience as one in California. That’s not just our philosophy—it’s our promise, backed by Stripe’s world-class infrastructure.

Every feature we’ve described isn’t a “premium” option or an “enterprise” feature. It’s standard for every single ReferZone affiliate, whether you’re earning your first dollar or your millionth.

Ready to Experience the Difference?

Join other global affiliates who’ve discovered what modern affiliate payments should feel like. 

No more waiting. No more excessive fees. No more currency confusion.

Just fair, fast, transparent payments. Powered by Stripe. Delivered by ReferZone.

Sign up here to become an affiliate.

P.S. – Still using a platform that pays via PayPal or check? You’re not just losing money on fees—you’re losing time, opportunities, and peace of mind. Make the switch to ReferZone and feel the difference that proper payment infrastructure makes.

About ReferZone: We’re building the affiliate platform we wish existed—one that treats affiliates as partners, not numbers. By combining innovative attribution technology with Stripe’s powerful payment infrastructure, we’re making affiliate marketing fairer, faster, and more profitable for everyone involved.

About Stripe: Stripe is a technology company that builds economic infrastructure for the internet. Businesses of every size use Stripe’s software to accept payments and manage their businesses online. Stripe processes hundreds of billions of dollars annually for millions of companies worldwide.